PNB E Mudra Loan|PNB E Mudra Loan: is a financial product offered by Punjab National Bank (PNB) that helps small businesses and entrepreneurs to get affordable credit. The loan is disbursed under the Pradhan Mantri Mudra Yojana (PMMY), a government scheme aimed at providing financial support to small businesses in India and encouraging entrepreneurship.
PNB E Mudra Loan
To be eligible for a PNB E Mudra loan, you must be a PNB account holder and have your Aadhaar card linked to your mobile number. You can apply for a loan online through the PNB website by following the steps mentioned above.
The loan amount under PNB E Mudra Yojana can range from INR 50,000 to INR 10 lakh depending on your business needs and repayment capacity. Loans can be used for various purposes including equipment, raw materials and other business-related expenses. The loan repayment tenure can range from 1 to 5 years, and the interest rate is determined based on the loan amount, repayment term and the creditworthiness of the borrower.
PNB E Mudra Loan Apply Online Required Documents
To apply online for PNB E Mudra Loan, you will need to provide the following documents:
- Identity Proof: This can be PAN Card, Voter ID Card or Passport.
- Address Proof: This can be a voter ID card, passport or utility bill.
- Proof of business: This can include a copy of your GST registration certificate, tax return and business license.
- Financial documents: You will need to provide financial documents such as your bank statements, profit and loss statements and balance sheets.
In addition to these documents, you may also be required to provide other information and documents as per the lender’s requirements. It is important to read the loan application process and requirements carefully before proceeding with the application.
Step by Step Online Process of PNB E Mudra Loan Apply Online?
- Visit the PNB website and navigate to the E Mudra Loan page.
- Click on the “Apply Now” button to start the application process.
- Fill the online application form with your personal and business details including information about your business and the loan amount you want.
- Upload the required documents. This can include proof of identity, proof of address, proof of occupation and financial documents.
Review your application and submit it. - Wait for a response from the lender. If your application is approved, you will receive details about the terms and conditions of the loan, including the loan amount and interest rate.
- Accept the loan offer and sign the loan agreement.
- Wait for the loan amount to be disbursed in your bank account.
Customer Helpline
- Customer Care: You can call PNB customer care number 18001802222 or 18001032222 to get assistance with your loan.
- Email: You can send an email to pnbindia@pnb.co.in for help with your PNB E Mudra Loan.
- Social Media: You can also connect with PNB on social media platforms like Facebook and Twitter for your loan assistance.
- Branch Visit: You can visit the nearest PNB branch to speak to a customer service representative and get help with your loan.