Educational Study Loan Gujarat

By | April 29, 2023

Educational Study Loan Gujarat 2022 | Documents required for Education Loan | Education loan eligibility | Education loan interest rate | Education loan gujarat government | Student education loan gujarat | Binanamat education loan

Hello dear readers, in today’s era, education has become very heavy. And if the children of a small person want to go for further studies after class 10-12, they need a lot of money. So the state government has provided further education for the children of such small people. This scheme has been implemented so that the poor students will benefit a lot from this Educational Study Loan Gujarat 2022 and their children will be able to study further.

Gujarat Unreserved Educational and Economic Development Corporation has been constituted by the State Government of Social Justice and Empowerment Department of Gujarat Government on 30/09/2017. In this scheme the students who have passed class 12 and want to pursue further studies viz. To study medical line, engineering line, doctor etc. the fee of that college is very expensive.

Also for Medical Graduates, Medical Post Graduates and Post Graduates in higher courses like IIM, IIT, NID, NIFT, IRMA, TISS studying in other states/UTs of India also the total tuition fee of the entire course or Rs.10 lakh whichever is higher The Educational Study Loan Scheme has been implemented for loans with lower interest rates.

યોજના નું નામ શૈક્ષણિક લોન યોજના ગુજરાત બિનઅનામત વર્ગ
સહાય રૂ 10.00 લાખ ની શૈક્ષણિક લોન
રાજ્ય ગુજરાત
ઉદ્દેશ ગુજરાત રાજ્ય નાં બિનઅનામત વર્ગ ના ગરીબ,આર્થિક નબળા વિદ્યાર્થીઓ ને આ સહાય મારફતે આગળ અભ્યાસ કરી શકે અને તેમનો વિકાસ થઈ શકે
લાભાર્થી ગુજરાત રાજ્ય નાં બિનઅનામત વર્ગ ના વિધાર્થીઓ
અરજી નો પ્રકાર ઓનલાઈન
સંપર્ક અહીંયા ક્લિક કરો
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Samaj kalyan Education loan Benefits – લાભ

Halo is given by the state government’s unreserved class commission to the unreserved class students living in the state. So that such students can pursue their further studies i.e. medical and engineering. For which online application is made on esamaj kalyan portal.

Education loan interest rate in Gujarat – વ્યાજદર

This loan is given by the state government to the unreserved class students who want to study further after class 12. In which such students are given a loan of 10 lakhs. The interest of this 10 lakh loan is very simple. The interest of this loan is kept only at 4% per annum. Which you can pay easily.

Education loan Eligibility Gujarat – પાત્રતા

  • The student should be a native of Gujarat State and residing in Gujarat State for last 15 years.
  • Student should not belong to unreserved class.
  • Students must have minimum 60% marks in class 12th.
  • If you have passed class 10-12 outside the state of Gujarat, you will have to submit supporting evidence accordingly.
  • The college in which admission has been taken should be recognized by the respective college council.
  • This loan will be available only once to one person from the family.

Gujarat Government Education Loan – શરતો અને નિયમો

For availing this loan the above eligible students will be eligible for assistance and the following rules should also be applicable which please read carefully.

  • For the year 2021-2022, a physical target of providing this loan to 700 students of the state has been fixed.
  • Under the Educational Study Loan Scheme, self-supporting courses of Class-12 Medical, Dental, Engineering, Technology, Pharmacy, Architecture, Ayurvedic, Homeopathy, Physiotherapy, Veterinary etc. self-supporting graduate level courses, Nursing (Graduate level) etc. courses (like higher education) (except BBA, BCom, BSc, BA)
  • Medical Graduates, Medical Post Graduates and Post Graduates in higher courses like IIM, IIT, NID, NIFT, IRMA, TISS also studying in other states/UTs of India Total tuition fee of entire course or Rs.10 lakh whichever is less One can apply ONLINE to get educational study loan for such loans.
  • After the application is confirmed by the applicant for the loan scheme, after verification of the documents submitted online by the concerned corporation, the in-principle approval/rejection/fulfillment information will be sent directly to the applicant through E-Mail/SMS to the beneficiary.
  • For this scheme, the applicant, who has been given in-principle approval by his corporation, uploads the necessary material evidences required from the approval letter online, and the office of the district manager of the district in which he resides, shall deposit the printout of the application and the necessary supporting evidence within 30 (thirty) days.
  • For this scheme, the amount as per the theoretical sanction as per the tuition fee every year during the period of study, after the first installment of the second year, the applicant has to deposit the marks sheet of the previous year semester and the fee payment access ONLINE.
  • Students will have to submit the mortgage documents once the application is approved.
  • Students have to submit five checks (with printed name) in favor of the Corporation.

Gujarat Bin Anamat Education Loan Income Limit- વાર્ષિક આવક મર્યાદા

This scheme is available to the unreserved class students of the state. For which the annual income limit of the family of the students has been fixed which is as follows.

For this loan, the annual family income limit of unreserved category students should be less than Rs 6.00 lakh.

ખાસ નોંધ

નિયત સમય મર્યાદામાં માંગેલ પુર્તતા પુર્ણ કરવાની રહેશે,વિદ્યાર્થીને પુર્તતા માટે પરત કરવામાં આવેલ અરજીઓ સમયમર્યાદા માં પુર્તતા પુર્ણ કરી મોકલવામાં નહી આવે તો અરજી આપો આપ નામંજૂર થઇ જશે.

Documents required for Education Loan – આધાર પુરાવા

  • Aadhaar card of the student.
  • Student’s Ration Card.
  • Student’s School Leaving Certificate.
  • Proof of residence of the student.
  • Caste certificate of unreserved category of the student.
  • Example of annual income of the student’s family.
  • Copy of student’s Class-10 & 12 Marksheet/Diploma Certificate.
  • Mark sheet and degree certificate of the student’s graduation level and other 5th course.
  • Mark sheet and degree certificate of the student’s graduation level and other 5th course.
  • Basis (if any) clarifying the period between the student’s date of application and graduation.
  • Admission letter from the University/College that the student has obtained for their academic studies.
  • Proof of payment of fees paid by the student every year and the fee structure of the entire course.
  • Consent letter to encumbrance/mortgage the property of the student’s father/guardian (as per Annexure-1)
  • Xerox copy of first page of student’s bank passbook (including IFC code)

Online Apply: Click Here

Gujarat Bin Anamat Education Loan Online Apply

For this loan, the beneficiary has to go to the esamaj kalyan portal and apply. For which the following step by step information is given.

First of all you have to go to Google and go to the government website of esamaj kalyan. If you are applying for the first time then you have to create New I’d and Password. And if Id and Password are already there then you have to enter them. After that you will get all Sarkari Yojana of unreserved category. Where you have to click on “Educational Study Loan” scheme.

Educational Study Loan Gujarat 2022

  1. Where the online application form will be opened in front of you. Where all the information as requested in this online application form has to be filled carefully.
  2. Where a complete application has to be done in total 4 parts. 1- Personal information, 2- Details of application, 3- Details of documents and 4- Terms and conditions. 4 parts of this application have to be fully understood and filled.
  3. In the application, the information given above, such as the student’s name, address, email, date of birth, mobile number, etc., and necessary supporting evidence must be submitted. And the application must be submitted online.
  4. After Sabmit you will be given an application registration number which you have to save.

Education loan by government of gujarat help Line Number

If a student is facing difficulty in applying for this scheme or has any questions regarding other loans, you can contact us by going to the link given below.

અહીંયા ક્લિક કરો.


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