Get Personal Loan on Aadhaar card

By | June 2, 2023

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Get personal loans using your Aadhaar card easily. Read on to learn about the benefits of Aadhaar-based personal loans.


The Indian government’s Aadhaar card has become an essential identity proof for every citizen. It has become a mandatory requirement for several services such as opening bank accounts, filing income tax returns, and availing subsidies, to name a few. However, did you know that you can now get personal loans using your Aadhaar card? That’s right! Aadhaar-based personal loans are gaining popularity in India, and it’s easy to see why. This article will explore everything you need to know about Aadhaar-based personal loans.

What is Aadhaar-based Personal Loan?

An Aadhaar-based personal loan is a type of loan that is offered by lenders against the borrower’s Aadhaar card. This loan is provided to individuals who have an Aadhaar card and meet the lender’s eligibility criteria. The loan amount is disbursed directly into the borrower’s bank account, and the borrower can use the funds for any purpose, such as home renovation, medical expenses, or even to fund a vacation.

Benefits of Aadhaar-based Personal Loans

Several benefits come with availing Aadhaar-based personal loans. Here are some of them:

  1. Easy Application Process: The application process for Aadhaar-based personal loans is simple and hassle-free. Borrowers can apply for loans online from the comfort of their homes.
  2. Minimal Documentation: The documentation required for Aadhaar-based personal loans is minimal. Borrowers only need to submit their Aadhaar card, PAN card, and bank statements.
  3. Quick Approval and Disbursement: Lenders offering Aadhaar-based personal loans have a fast approval and disbursal process. Borrowers can expect to receive the loan amount in their bank accounts within a few days of applying.
  4. Competitive Interest Rates: Aadhaar-based personal loans come with competitive interest rates that are lower than those of traditional personal loans.
  5. High Loan Amount: Borrowers can avail high loan amounts through Aadhaar-based personal loans, depending on their income and creditworthiness.

How to Apply for Aadhaar-based Personal Loans?

Applying for Aadhaar-based personal loans is simple. Follow these steps to apply for an Aadhaar-based personal loan:

  1. Check your eligibility: Visit the lender’s website and check their eligibility criteria. Ensure that you meet all the requirements before applying.
  2. Apply online: Fill in the online application form and submit it along with the required documents.
  3. Verification: The lender will verify your details, including your Aadhaar card details.
  4. Loan Approval: If the lender is satisfied with your application and verification, they will approve your loan.
  5. Loan Disbursement: The loan amount will be disbursed directly into your bank account.

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