How To CIBIL Score Increase

By | May 5, 2024


CIBIL Score Increase: Hello friends, your financial information record can be easily seen through your credit score. And if your CIBIL score is not good then you will face a lot of difficulties while taking a loan. Today we will tell you how good CIBIL score should be to get a loan and how you can improve it if your CIBIL score is bad.

Friends, as we know, when we apply to a bank for a loan, our CIBIL score is first checked by them. This CIBIL score is also called credit score. Through it we get information about how the final record is. If you have a good credit score, you can easily get a loan at a low interest rate.

If you have such a CIBIL score, you will get a loan easily

Friends your CIBIL score is determined between 300 to 900. If your CIBIL score is above 750 then it is considered as very good and if your CIBIL score is between 550 and 750 then it is considered normal and if your CIBIL score is between 300 and 550 it is considered as very bad. Your CIBIL score is affected by many factors. Friends 30% of your Cbil score depends on whether you make loan repayments on time


Improve your CIBIL score in this way

Read More: Get Personal Loan on Aadhaar card

If your CBIEL score is low, you can increase it by following four methods.

1. Pay the loan installments on time.

If you have taken any loan from the bank and if you are paying it on time. And if you are using a credit card and repaying the loan on time, it can improve your credit score.

2. Don’t take too many loans at once

If you have a bad credit score and you want to improve it, you should not take out too many loans at the same time as this situation increases the burden on you to repay them. And many times its EMIs are also missed due to which your credit score gets bad.

3. Using Credit Card Limited up to 30%

You should use up to 30% of the credit card limit you have taken. You should not make too many purchases through credit card because of which your credit score will be good and not bad. And in case you have to make more purchases by credit card, you should pay it off before the billing cycle is completed.

4. Do not increase credit card limit

Read More: Get Personal Loan on Aadhaar card

If the credit card limit is high, you will not get any achievement in it. But it increases your expenses. Due to which you should not increase your credit card limit. It is your spending that determines when you increase the card limit. And in such a situation, you have to pay the bill as much as you spend through the card. Many times, if you don’t pay the bill on time, your CIBIL score will go down.


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  1. Pingback: Loan Apps Without Cibil Score 2024 - Sabka Gujarat - Maru Gujarat, OJAS Jobs, Sarkari Naukri, GPSC, UPSC, Sarkari Job Portal

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